By Byron Moore, posted December 25, 2016
Originally published in the News Star and the Shreveport Times on Sunday, December 25, 2016.
Q: I’ve made a big mess of my financial life and I wonder if I’ll ever get over it. This is the first Christmas I’ve had since falling on hard times and it’s not exactly merry. Do people as deep in the hole as I am ever get out?
A: Yes they do. But only if they learn.
Since it’s Christmas morning, let me borrow from Charles Dickens’ Christmas Carol and say that in order to move beyond your past failures and present difficulties into a bright future, you’re going to have to learn…from the ghosts of Christmas Past, Christmas Present and Christmas Yet to Come.