Byron Moore, CFP® and Mike Jones

employee benefits

Pension or Lump Sum, Which Should I Choose?

By Byron Moore, posted August 8, 2018

The following segment first aired on KEDM 90.3.

If you're being offered the choice between a monthly pension and a lump sum, which should you choose?

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Which is Better? A Good Salary or Good Benefits?

By Byron Moore, posted May 15, 2018
Originally published in the News Star and the Shreveport Times on Sunday, May 13, 2018.

Employee benefits.jpeg

Every weekday morning, I do CrossFit with Tim. Tim is a young dad, probably in his early thirties, who’s busy providing for his wife and three kids under the age of five. What a handful.

Just last week, as we were leaving the gym and heading to our cars, Tim told me that he’s considering two different job offers – one pays more, but the other has better benefits.

“I am leaning towards the one with better benefits,” he said, “since I like that security. What do you think?”

I think my answer may have startled him a bit:

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