Byron Moore, CFP® and Mike Jones

Scams

Choose the Right Vehicle for Your Environment

By Byron Moore, posted November 6, 2018
Originally published in the News-Star and the Shreveport Times on Sunday, November 4, 2018.
 

Who would design a car like this?Plane Cessna_small.jpg

First there’s the sheer size. There’s just no way, at 73 feet long, it’s ever going to fit into a normal person’s garage. And at nearly 20 feet tall, it may not even go under many bridges on today’s highways. 

And how ridiculous is this…it is nearly as wide as it is long (69 feet at its widest point)! Can you imagine driving down the Interstate and seeing a vehicle 69 feet wide? You’d have to have a sign hanging on the back that said “Wiiiiiiiiide Load.”

Yet with all that size, it can only carry twelve passengers. Granted, many cars cannot carry twelve passengers. But if you need to carry that many people, just get a van. Some of those are big enough to carry 15 people. 

And the cost? Well, that’s the worst part. You could buy 100 traditional luxury automobiles for the price of just one of these monstrosities. There is absolutely no good reason to pay all that money when many other less expensive and more practical cars are available.

That is, unless you want to travel 30,000 feet above the highway at speeds exceeding 500 miles per hour. 

Is the IRS really suing me?

By Byron Moore, posted July 20, 2015
Originally published in the News Star and the Shreveport Times on Sunday, July 19, 2015.
 

Question: I got a voicemail message from the IRS telling me that they are suing me and telling me to call a phone number. I don’t know what to do. I’m afraid it is a scam artist. But if it really is the IRS, I don’t want to get into trouble. Can you tell me what I should do?

Answer: Your instincts are correct. This is a scam.scam_0.jpg

First, I do not believe the IRS calls, tweets, texts or uses Facebook, Instagram, social media, instant messaging or smoke signals to communicate with a tax payer who owes money to the US Treasury. They send letters (remember those?) via the US postal service. And if the matter is weighty enough, the letter will come certified.

Scared of scams

By Byron Moore, posted January 27th, 2014

The following column was published in The News Star on Saturday, January 25, 2014.

Question: I decided I need a financial person so I’ve started talking to a few individuals. Frankly I’ve been less than impressed. I just get the feeling they want to sell me their thing, whatever it happens to be. It is always like this?

Answer: Slimy types will always be drawn to any profession offering access to people’s money.

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