Argent Advisors, Inc. (“Argent”) is an SEC registered investment adviser located in Monroe, Louisiana.  Argent may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.  Argent’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of Argent’s web site on the Internet should not be construed by any consumer and/or prospective client as Argent’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by Argent with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.  A copy of Argent’s current written disclosure Brochure discussing Argent’s business operations, services, and fees is available from Argent upon written request.  Argent does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Argent web site or incorporated herein, and takes no responsibility therefore.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please Note: Limitations.  The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement, and the specific requests and needs of the client. Argent does not serve as an attorney, accountant, or insurance agent.  Argent does not prepare legal documents or tax returns, nor does it sell insurance products. If the client desires, one of Argent’s representatives, in their separate licensed individual capacities, can be engaged to provide insurance sales/services per the terms and conditions of a separate engagement and fee. Please Also Note: Different types of investments involve varying degrees of risk.  Therefore, it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by Argent) or any planning or consulting services, will be profitable, equal any historical performance level(s), or prove successful.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Argent), will be profitable or equal any historical performance level(s).

Certain portions of Argent’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Argent (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Argent, or from any other investment professional.  Argent is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to Argent’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Argent, or from any other investment professional.

Each client and prospective client agrees, as a condition precedent to his/her/its access to Argent’s web site, to release and hold harmless Argent, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Argent.