You’ve probably seen news reports of the devastating fires that swept through southern California last month. At last count, authorities say almost 17,000 homes were destroyed.I bet each time you saw a teary-eyed homeowner picking through charred rubble, you thought, “What should I do to be prepared?”  The answer isn’t complicated…the same thing that responsible […]

Richie and Cari Cheney have a ninth-grade son. According to Cari, “We’d really like him to go to the small private school where we met, but it’s kind of expensive.” “Yeah,” Richie adds, “No way in the next three years we can save enough, so what’s the best way to borrow for college?”  What would […]

People often complain to me about how much they’re paying in interest—on their mortgage, car loans, or credit cards. Or, they’ll fret out loud about the future—”How am I EVER going to save enough to live comfortably in retirement?” Here’s an example: Joe: I figure I need at least $1 million to be able to […]

Have you heard about the Pyle brothers? They did most things alike. They married sisters, lived in the same neighborhood, and worked for the same employer. Both planned for retirement. Here’s how the brothers were different.  Big R. Pyle didn’t think much about life’s risks. As a kid, he routinely defied his mom’s “no swimming […]

It’s that time of year when millions are feeling financially nervous (or overwhelmed). The reasons vary… Yes, the market has had two stellar years. But that’s old news. What about THIS year? You hear about wars—and rumors of wars. You wonder if your job or business is safe in this economy. As a result, there […]

If you haven’t said it out loud, I bet you’ve at least thought it: “What principles should I keep in mind as I set financial goals for the New Year?” May I suggest three powerful resolutions? Author Steven Covey defined responsibility as response-ability. He wasn’t just being cute with words. One of the most profound […]