How much of your life is in your control? Probably a lot less than you think. But how you respond to this uncomfortable reality can have a huge impact on your financial health. Think for a moment about all you actually control. Did you, for example, determine the parents you have or where you would …
Some people collect baseball trading cards. Other people collect antique books. I collect Social Security statements. Mine. Yes, I am that boring. The oldest one I’ve got dates back to 2003, so I’ve got almost 20 years’ worth of Social Security (SSA) statements. But they contain my work records all the way back to the …
The smell of fresh cut grass in August still makes me want to run and hide. I get flashbacks of red-faced football coaches, whistles blowing, screaming encouraging slogans at me like, “C’mon, son…run! Harder! Faster!” During summer camp, these thoughtful men even had trash cans placed strategically about the field so we players could pause, …
Chris thought he had a stomachache. So, like most young men, he considered his options and did the only sensible thing. He ate more. Well, that didn’t help, so he bought the jumbo bottle of Pepto-Bismol. By the time the weekend was over, he was doubled over in pain and begging his wife to drive …
In one sense, Laura and Sally didn’t sneak up on anyone. Meteorologists helped us track both hurricanes from their births deep in the warm Atlantic waters to their tempestuous tromps through coastal cities and towns. Laura devastated Lake Charles as she worked her way up the western side of south Louisiana. As I write this, …
Where should you work? If money is tight and job opportunities are in short supply, your answer might be “anywhere that will pay me!” While that’s not a terrible answer, it is also not an answer that’s likely to satisfy you long-term. Consider three mindsets that can help you frame your thinking about your career …
I know an organization that frames the less-than-desirable duties of their employees as “get tos.” The idea is to change the mindset from negative to positive. Instead of seeing a duty as something you “have to do,” you change your viewpoint so that you see it as an opportunity for service, or something you “get …
“I hate debt!” That’s an oft heard declaration that erupts early in some of my meetings with new or prospective clients. Most of the time it happens as a large sheet of paper is pulled out of a folder, or a spreadsheet is opened on a computer. Whether computerized or penned, it’s a list of …
If your feet hurt when you walk, get smaller feet, bigger shoes or go barefoot. That’s both the predicament and the choice left to many retirees (and those anticipating retirement) today. Their feet hurt. A.K.A., their expenses are larger than their income. If you’ve ever spent much time spending more money than you bring in, …
“I think I’m just going to wait until after the election.” I am hearing this response nearly every week from someone else afraid to make a decision with a financial impact. In my career I have lived through the elections of Ronald Reagan, George H.W. Bush, Bill Clinton, George W. Bush, Barack Obama and Donald …
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