It’s that time of year when millions are feeling financially nervous (or overwhelmed).The reasons vary… Yes, the market has had two stellar years. But that’s old news. What about THIS year? You hear about wars—and rumors of wars. You wonder if your job or business is safe in this economy. As a result, there are […]

If you haven’t said it out loud, I bet you’ve at least thought it: “What principles should I keep in mind as I set financial goals for the New Year?” May I suggest three powerful resolutions? Author Steven Covey defined responsibility as response-ability. He wasn’t just being cute with words. One of the most profound […]

I am not a prophet. Nor do I have a crystal ball in my office. But here’s a scenario that WILL unfold in a few weeks. Credit card companies will send out December statements…and millions of stunned Americans will gasp. They—maybe you too—will stare at all those Christmas purchases and moan, “Good grief! I spent […]

Here’s a wise “formula” we don’t talk about much: “What you expect” minus “What you get” equals “How disappointed you feel” I see this all the time in the realm of finance. For example, someone will complain, “I get NO attention from my broker! I know my account is small, but I always have to […]

My back has been hurting on and off the last few years. After trying various solutions, I finally found a therapist who gave me some exercises that work. Talk about a difference-maker! They not only help me feel better, they address the root cause of my pain.  But here’s the “shocking” great discovery I’ve made: […]

You’re pondering two different job offers. One pays more, but the other offers better benefits.  Since security matters to you, you’re leaning towards the job with better benefits. You ask me what I think. I’ll answer your question with a scenario: Suppose your boss owned your house. Here’s why I say that… In years gone […]