We have an obesity problem in the United States.  I’m not talking here about the four out of ten adults who have an excessive amount of body fat (thus risking the shorter life expectancies and increased health problems that a high BMI produces).  I’m talking about the HUGE (pun intended) “financial obesity” problem in America.  […]

21 Ways to Find More Money to Save You know you need to save money. You say you want to save money. But what do you do if you don’t see obvious ways to do so.  Here are 21 creative ways to “find” money for savings. The list is not exhaustive. Some ideas will result […]

It’s common to hear people say, “Fifty is the new forty” or even “Sixty is the new forty.” For the record, this isn’t some kind of “new math.” It’s a way of saying that people are doing certain things later in life—the kinds of things previously reserved for younger adults. Think of your neighbor who […]

A few years ago, Bob retired early because he was convinced he had enough money to fund his golden years. Now he’s not so sure. Each time he withdraws money from his portfolio, he sees his balance dip and feels his blood pressure rise. (And he nearly passes out when the market suddenly drops.) Because […]

For the last couple of weeks, we’ve been examining the two primary forms of life insurance—“term” and “whole life” (or “permanent”). More specifically, we’ve been evaluating the commonly repeated advice: “Buy term and invest the rest.”  It seems so obvious. When you’re young and healthy, term insurance is shockingly inexpensive. Doesn’t it make sense to […]

Last week, I began a discussion about the two most common kinds of life insurance: term insurance and whole life insurance—and which one makes the most sense for you. Specifically, we examined this commonly-asked question: “What if, instead of buying a more expensive whole life insurance policy, you opted for a less expensive term policy […]