“When you’re going through hell, keep going.” Winston Churchill’s advice still applies. If you find yourself having “blown it” once again financially, now is definitely not the time to stop. Now is the time to get back up, dust yourself off and redouble your efforts.  Chrystal and Tony are typical of people I’ve talked to […]

“The signs are everywhere…” It was an ominous headline to an email that caught the attention of a client. “Is this something I should be concerned about?” Concern, worry and a buying decision to subscribe to an expensive newsletter was exactly what the email’s author was hoping to elicit.  The email’s author had “seen several […]

“It is more blessed to give than to receive.” Someone important said that long ago, but I think every generation has the opportunity to discover that truth in new and fresh ways.  But let’s start with the obvious…the math of giving doesn’t seem to work – at first anyway.  If I’ve got $100 and I […]

Out of many, one. That’s what the “E Pluribus Unum” phrase stamped on those coins in your pocket means.  It is the aspiration of a hopeful nation, that out of a disparate population from all over the world, a union might be formed and maintained.  For many, our “union” seems tenuous and anything but unified. […]

“Where can I find a job in an economy like this?” He was young and thought of himself as more ambitious than most. He wasn’t going to be happy climbing up some corporate ladder.  “Where’s the best place for a go-getter like me to get the best opportunity?” I tried to break it to him […]

“Didn’t see that coming!” A worldwide disease pandemic. An explosion of race related unrest across our nation. Oil prices going negative. A global financial crisis. A real estate bubble. The Dotcom bubble.  Pundits will blame someone for not seeing “it” coming. Consultants will charge a fee for helping you see it coming next time. And […]