February 2025

Are You Prepared for a Disaster

You’ve probably seen news reports of the devastating fires that swept through southern California last month. At last count, authorities say almost 17,000 homes were destroyed. I bet each time you saw a teary-eyed homeowner picking through charred rubble, you thought, “What should I do to be prepared?”  The answer isn’t complicated…the same thing that […]

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Change Your Behavior to Change Your Life

People often complain to me about how much they’re paying in interest—on their mortgage, car loans, or credit cards. Or, they’ll fret out loud about the future—”How am I EVER going to save enough to live comfortably in retirement?” Here’s an example: Joe: I figure I need at least $1 million to be able to

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