Annuities

The Person Behind the Plan

Annuities, Financial Advice, Financial Advisor, General Advice, Investing / By Byron Moore

I get this sort of question often: “A friend introduced me to a very nice Christian man who is recommending I put my money into some kind of annuity or bonds or something like that. I’m not a stock market person. I don’t understand finances, but I really like this young man. He seems so …

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The Pros and Cons of Income Annuities

Annuities, Financial Advisor, Financial Planning, Insurance / By Byron Moore

It sounds too good to be true: You give an insurance company a sum of money, and they promise to give you a check for as long as you live. This is what’s called a “single premium immediate annuity” (SPIA). It’s essentially a form of insurance. To the recipient, it works like an employer pension …

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