You’ve probably seen news reports of the devastating fires that swept through southern California last month. At last count, authorities say almost 17,000 homes were destroyed. I bet each time you saw a teary-eyed homeowner picking through charred rubble, you thought, “What should I do to be prepared?” The answer isn’t complicated…the same thing that […]
Are You Prepared for a Disaster Read More »
Richie and Cari Cheney have a ninth-grade son. According to Cari, “We’d really like him to go to the small private school where we met, but it’s kind of expensive.” “Yeah,” Richie adds, “No way in the next three years we can save enough, so what’s the best way to borrow for college?” What would
Kids & College: 4 Smart Guidelines Read More »
People often complain to me about how much they’re paying in interest—on their mortgage, car loans, or credit cards. Or, they’ll fret out loud about the future—”How am I EVER going to save enough to live comfortably in retirement?” Here’s an example: Joe: I figure I need at least $1 million to be able to
Change Your Behavior to Change Your Life Read More »
Have you heard about the Pyle brothers? They did most things alike. They married sisters, lived in the same neighborhood, and worked for the same employer. Both planned for retirement. Here’s how the brothers were different. Big R. Pyle didn’t think much about life’s risks. As a kid, he routinely defied his mom’s “no swimming
Is Bigger Really Better? Read More »
It’s that time of year when millions are feeling financially nervous (or overwhelmed). The reasons vary… Yes, the market has had two stellar years. But that’s old news. What about THIS year? You hear about wars—and rumors of wars. You wonder if your job or business is safe in this economy. As a result, there
Financially Frazzled? Do These 6 Things Read More »
If you haven’t said it out loud, I bet you’ve at least thought it: “What principles should I keep in mind as I set financial goals for the New Year?” May I suggest three powerful resolutions? Author Steven Covey defined responsibility as response-ability. He wasn’t just being cute with words. One of the most profound
New Year … New Financial You Read More »
I am not a prophet. Nor do I have a crystal ball in my office. But here’s a scenario that WILL unfold in a few weeks. Credit card companies will send out December statements…and millions of stunned Americans will gasp. They—maybe you too—will stare at all those Christmas purchases and moan, “Good grief! I spent
I Spent Too Much on Christmas … HELP! Read More »
Here’s a wise “formula” we don’t talk about much: “What you expect” minus “What you get” equals “How disappointed you feel” I see this all the time in the realm of finance. For example, someone will complain, “I get NO attention from my broker! I know my account is small, but I always have to
The Wise Financial Formula Everyone Needs Read More »
My back has been hurting on and off the last few years. After trying various solutions, I finally found a therapist who gave me some exercises that work. Talk about a difference-maker! They not only help me feel better, they address the root cause of my pain. But here’s the “shocking” great discovery I’ve made:
The Two Things You Need to Succeed Financially Read More »
You’re pondering two different job offers. One pays more, but the other offers better benefits. Since security matters to you, you’re leaning towards the job with better benefits. You ask me what I think. I’ll answer your question with a scenario: Suppose your boss owned your house. Here’s why I say that… In years gone
When Employed Benefits Aren’t So Beneficial Read More »
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