Something about the week between December 25 and January 1 makes us reflective. It may have to do with the fact that we’re exhausted from too many Christmas festivities. We just want to pause and regroup. Or it could be a function of the fact that many of us have the luxury of time off […]
Three New Year’s Resolutions You Should Make Read More »
Let me guess…you haven’t even gotten your credit card statement, but you already know it’s going to be ENORMOUS. And you’d like some ideas for finding some extra cash to pay the proverbial piper. I have some ideas. Try looking in your banking app, your desk drawer, at your pay stub, and even in your
Four Surprising Ways to Pay For All That Holiday Shopping Read More »
You found a house! It’s newer, nicer, bigger. It sits on a hill…at the end of a quiet street…in a great neighborhood. You haven’t gone so far as to measure for drapes. But you have imagined yourself relaxing on the back porch, enjoying a chilled beverage while watching a summer sunset. Given today’s interest rates,
The True Cost of That New House Read More »
Mark Gungor is a popular marriage conference speaker. In one humorous presentation, he explains the different ways men and women think. Women, Gungor contends, think in a very global, integrated, complex way. Their thoughts and feelings constantly interact together. Men, on the other hand, are much simpler. According to Gungor, we males think in separate
A Better Way to Think About Funding Your Kids’ Education Read More »
Does this scenario ring a bell? You have an old friend from college, or maybe a sibling. They’re well off financially—and their luxurious lifestyle—house, cars, vacations, hobbies, etc.—screams it. Next to them, your income is meager, and your lifestyle is decidedly middle class. You try not to compare, but it’s tough not to notice all
Three Ways to Escape the Comparison Trap Read More »
I overhead a young person say, “This whole ‘financial planning thing’ seems so…far off. Like, it’s for this person I haven’t even become yet. Part of me thinks, just do it. Start being financially responsible. But another part of me says, ‘Relax! There’ll be time for that later. You’re not even dating anyone! You’re only
Have You Met Your Future Self? Read More »
With inflation lingering like a chronic cold, everyone is looking for ways to stretch their dollars. Credit card companies know this. That’s why we constantly get all those offers for “rewards cards.” Use card X and get airline points…card Y and get “free” hotel stays…card Z and get cash back. You’d be nuts not to
About Those Great “Rewards” Cards Read More »
You probably have a friend who thinks about money and investments all the time. (Or, perhaps, YOU are that friend.) You know the type: Always monitoring the markets. Constantly trying to identify the hottest mutual fund. Relentlessly keeping one eye on CNBC or Fox Business. For some, this hyper-focus on money is thrilling, almost addictive.
Preparation Beats the Quest for Perfection Read More »
If you’re the owner of a business that’s SO successful… • You sometimes feel like the business owns you! • You find it hard to get away • You feel like if you do take time off, it’ll hurt your business… I have something I want to say to you. You’re hurting your business by
How Business Owners Can Avoid Burnout Read More »
Someone recently said to me, “Your columns and emails haven’t been very upbeat lately. You turning pessimistic on us?” Me, pessimistic? Never! The word “pessimism” comes from a Latin root meaning “worst.” Seeing things in the “worst” possible light doesn’t do anyone any good. The mantra for pessimists is “Why even try? Nothing ever works
Pessimistic, Optimistic, or Realistic? Read More »
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