When people find out I’m a financial planner, they: (a) ask a lot of fiscal questions; and (b) make a lot of money confessions. One admission I hear a lot? “I’m constantly stressed about money!” Maybe you can relate? (Especially in the current economic climate.) If so, let me give you two reminders and five […]
What To Do With My Money Stress Read More »
At exit 332, the Millers and Jacksons find themselves in a “culinary crisis.” They have multiple dining options, but they can’t agree on where to eat. Margie Miller is feeling adventurous—she’d really like a cauliflower taco and a fish taco from a food truck with stellar Google Reviews. Her best friend Amanda thinks the truck
What Food Trucks and Retirement Income Plan Have in Common Read More »
Should you be part of a large investment group and guarantee a large loan for a business deal? It depends on a number of factors: Remember, when farmer Brown comes into the barnyard with a hatchet in his hand, not all the chickens are at risk…just the fat ones. Consider the case of Mark Brunell.
Before You Invest in that Sweet Deal … Read More »
Most businesses in the U.S.—in the world, for that matter—are family businesses. Small, family-owned businesses are the engine of growth and job creation in this country. Therefore, it’s in everyone’s best interest to see them thrive. Unfortunately, about 70% not only don’t thrive—they don’t survive past the first generation! Fully 95% fail to make it
How to Ensure Your Family Business Survives Read More »
No, I’m not a prophet. But since people regularly ask me, “Will Social Security and Medicare still be around when I retire?” let’s explore that question. One of my clients lives abroad. I only see him about once a year. At our last visit, I was shocked at how much he’d trimmed down. “You’re not
Are Social Security and Medicare Running Out of Money? Read More »
A man once said to me, “My friends are always talking about their financial plans, but the idea that I could create such a thing feels impossible. I’m terrible with money!” I told him, “I understand that feeling. But the truth is you could create a smart financial plan. It really is possible.” (That’s a
How to Do Anything You Can Do Read More »
A man told me, “I read lots of books and articles about personal finance, but I don’t seem to have the self-discipline to put all those good ideas into practice.”He’s not the only one. I’m convinced this disconnect between “knowing what to do” and “doing what you know” is at the root of most financial
Three Things a Financial “Coach” Can Do for You Read More »
A client recently asked this question: I’ve got some money I’d like to leave to my grandkids. I want it to grow, but I’m not comfortable putting it at risk in the market. Meanwhile, safer investments like CDs seem like they’re barely keeping up with inflation. Do you have any suggestions? It’s a classic case
A Question About Safe Money Read More »
A car breaks down on the side of the highway. The couple can’t remember the last time they had an oil change. A man lies nervously in pre-op awaiting a heart-lung transplant. He recalls his first cigarette and wishes he’d never started smoking. A couple wrangles in divorce court, arguing bitterly over custody and property.
Preparing Beats Repairing Read More »
“I should get on a budget.” Ever say that? It’s really an admission that budgeting isn’t easy or fun. (If it were, everyone would be doing it, right?) So, if you’re one of those who doesn’t have a budget, why bother trying to create and live by one? Because having a firm spending plan—which is
Budgeting isn’t “Rocket Surgery” Read More »
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