My back has been hurting on and off the last few years. After trying various solutions, I finally found a therapist who gave me some exercises that work. Talk about a difference-maker! They not only help me feel better, they address the root cause of my pain. But here’s the “shocking” great discovery I’ve made: […]
The Two Things You Need to Succeed Financially Read More »
You’re in your 50s, and you plan to retire within the next ten to fifteen years. What should you expect with regard to future healthcare costs? Expect to pay more. In 2022, overall health spending in the U.S. was $13,493 per capita, or a staggering $4.5 trillion (that’s “trillion” with a T). And healthcare costs—as
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21 Ways to Find More Money to Save You know you need to save money. You say you want to save money. But what do you do if you don’t see obvious ways to do so. Here are 21 creative ways to “find” money for savings. The list is not exhaustive. Some ideas will result
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When my oldest son walked across the stage at his college graduation, my wife got all emotional. A month later, when he called home and announced, “Dad, I got a job!” I was the one who got emotional. Here’s the advice I gave him as we discussed what to do with his paycheck. (Note: It’s
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I hear stories like this all the time: “So, this guy talked me into putting some money into his investment opportunity. Frankly, he just wore me down. I’m not sure how that investment’s doing, or even if this guy is on the up and up. Suggestions?” Two words: Take responsibility. Financial problems begin when you
Take Responsibility for Your Money Read More »
Something about the week between December 25 and January 1 makes us reflective. It may have to do with the fact that we’re exhausted from too many Christmas festivities. We just want to pause and regroup. Or it could be a function of the fact that many of us have the luxury of time off
Three New Year’s Resolutions You Should Make Read More »
Mark Gungor is a popular marriage conference speaker. In one humorous presentation, he explains the different ways men and women think. Women, Gungor contends, think in a very global, integrated, complex way. Their thoughts and feelings constantly interact together. Men, on the other hand, are much simpler. According to Gungor, we males think in separate
A Better Way to Think About Funding Your Kids’ Education Read More »
Last time we looked at three economic problems that loom large on our nation’s horizon: debt, demographics, and decisions. Lured by the economic steroid of borrowed money, we’ve accumulated debt as if we’d never have to re-pay the proverbial piper (i.e., the bank). Politically, Social Security is known as the “third rail” of politics. The
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Most parents eventually think, “College…oh yeah…what’s THAT going to cost?” Smart question to ask—and answer—ASAP. (Have you checked the price of higher education lately?) According to SoFi, as of the 2022-23 school year, a four-year degree from Harvard (tuition, books, and all other expenses) now runs $334,152. If you want to tack on a degree
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Visit a small town coffeeshop one morning this week. Listen in on the conversation. It won’t be long before someone starts grousing about financial institutions. “Can you believe we’re bailing out banks AGAIN? Why are we giving money to a bunch of billionaire bankers! You ask me…I’m ready to do away with ALL financial institutions!”
Can We Trust the Big Financial Institutions? Read More »
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